The scope of EIB insurance service covers all activities related to execution of the concluded insurance contract and implemented insurance policy, including:- supplementary property insurance during the course of individual insurance, - informing the Client of the premium installment payments and their dates, premium settlement, - resumption of expiring contracts in accordance with accepted procedures, - identification of new risks arising during the insurance contract, - adjusting insurance coverage to emerging specific insurance needs, - preparing an opinion on the insurance cover. EIB regularly analyzes the Client’s insurance coverage in the context of internal and external changes. Internal factors may include changes in ownership structure, legal status of the company, organizational changes, as well as changes in the business activity (extension or narrowing of its scope). External factors, however, include changing situation in the insurance and reinsurance markets (variations in insurance rates, insurance conditions, insurance companies' safety indicators, accepting proposed extensions, etc.), fluctuations in financial markets as well as growth or reduction of risks in the Client’s immediate vicinity.